READER QUESTION: My wife is leaving her job as a teacher to be a full-time mom for the foreseeable future. She has about $15,000 in her 403(b) account with the school, but isn’t sure whether to keep the money there or roll it over into an IRA. We’re leaning toward the IRA, but would like to know what you think. - Tom C., Wall, New Jersey

Worst ways to get fired
You probably have never done a perp walk, been suspected of stealing or been treated as if you were a toxic agent.

U.S. employers project healthy hiring for the fourth quarter, despite talk of a possible downturn in the economy, according to a survey released Tuesday.

Dear reader, don’t play George Soros
READER QUESTION: In the past, you’ve said that investors shouldn’t try to time their investing so they get in just before the market soars. While most of my investments are in stock funds, I have some cash parked in a money-market fund waiting for lower stock prices. I almost moved some of this cash recently when the Standard & Poor’s 500 declined to around 1220, but I really want to invest at an S&P of 1200. Meanwhile, the cash is earning 5 percent. What’s wrong with this approach? - Alan S., Silver Spring, Maryland

READER QUESTION: In the past, you’ve said that investors shouldn’t try to time their investing so they get in just before the market soars. While most of my investments are in stock funds, I have some cash parked in a money-market fund waiting for lower stock prices. I almost moved some of this cash recently when the Standard & Poor’s 500 declined to around 1220, but I really want to invest at an S&P of 1200. Meanwhile, the cash is earning 5 percent. What’s wrong with this approach? - Alan S., Silver Spring, Maryland

Doesn’t it often seem like those who can least afford to pay for lunch are always charged for it, and those who can most afford it get it for free?

The End of Easy Money
It’s been easy to be a fixed-income investor. That, though, could soon change.

After the Pause
The Fed has never resumed rate hikes after pausing. Prepare your portfolio accordingly.

Fast expanding economy and facilities like credit cards or other means allows the modern day buyers the liberty to purchase almost every thing they set their eyes on. As a net result, the debt mounts on and to pay that more money is borrowed and more debt accumulates. This vicious circle can be broken only when one decides to follow debt consolidation tips well. We offer you some vital suggestions here.

A financial first-aid kit that helps you patch up your credit and live debt-free

Repair Your Credit and Knock Out Your Debt is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboards expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to:

It’s been easy to be a fixed-income investor. That, though, could soon change.

Homing In
The cooling real estate sector presents some attractive investment opportunities.

Financial tips for the college bound
With college costs on the rise, financing college expenses will become even more challenging. If your college-bound kid is heading off to campus this Fall, we’ll show you how you can keep your future Einstein out of debt.

Worst ways to get fired
You probably have never done a perp walk, been suspected of stealing or been treated as if you were a toxic agent.

I don’t share the recent enthusiasm over the prospects for the airline sector.

The Demise of Mail-In Rebates
Major retailers like Dell are halting their programs. Is it time to cheer or cry?

Customer Review: Buy the Third Edition
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Customer Review: Try another book!
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When you think of going for a debt consolidation then it is not just bringing all those debts under one lender that you have in mind. More than that you wish to save the money that you have to pay in the form of high interest rate and, in many cases, you want to save your creditability as well. Low interest debt consolidation is useful in lowering the amount you pay as monthly installments so that you have more money at the end of the month. Low interest debt consolidation enables one to improve his/her credit score.