Rollovers: 3 options rated

READER QUESTION: My wife is leaving her job as a teacher to be a full-time mom for the foreseeable future. She has about $15,000 in her 403(b) account with the school, but isn’t sure whether to keep the money there or roll it over into an IRA. We’re leaning toward the IRA, but would like to know what you think. – Tom C., Wall, New Jersey

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