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Welcome to
Debtzine.com
New
Articles:
The
Fair Credit Reporting Act
What
is fair debt collection?
Debt
Analysis and Your Options to Eliminate Your Debt.
What
is Bankruptcy?
How
is my credit determined?
Getting
a Debt Consolidation Loan
How
to find a bankruptcy lawyer
What
is a good credit score?
How
to fix common credit report problems.
How
to raise your credit score.
Where
to get your credit report online.
The
Statute of Limitations and Debt Collection
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Living
Debt Free Is Possible !
We all dream of living a debt free life, but how many people ever really
get there? The columnists at Debtzine all have specific industry
experience and are here to help you realize your dreams.
Are the new bankuptcy laws driving you crazy?
Not sure if you can file bankruptcy anymore?
Get advice from our staff lawyer who has over 10 years experience in debt
collections and bankruptcy law. He has some interesting articles
on the way, that will help you sort through the new bankruptcy laws and
help you determine if bankruptcy is the best option for you.
Get
debt collectors off of your back !
We will give you the information you need to settle your debts for pennies
on the dollar. With the new bankruptcy laws in effect, it's harder
to wipe out your debts and start over, so you need to settle with your
creditors. Debt counseling and debt consolidation programs are the
two ways available to get your debt paid down. On this site, you
will find articles about the advantages and disadvantages of both types
of program.
Are you shopping for a new car or house?
If you are making a large purchase and have to finance the purchase, make
sure you check out our financing tips section to make sure you are getting
the best deal possible. While most people can not buy a car or new
house with cash, making sure you get the best rate and terms will help
you in the long run.
Short
Article of the Day:
The
Mini Miranda Warning
Each time a debt collector contacts you, he/she must inform you that they
are a debt collector and must read you a Mini Miranda. This warning is
reminiscent of the warning that the police give you when you are about
to be arrested but has nothing to do with criminal law. The Mini Miranda
must contain the following words or represent their meaning.
Hello, my name is (name of collector). I am/or this office is a debt collector
representing (creditor) Information obtained during this communication
will be used for the purpose of debt collection.
The Mini Miranda warning must also be include in all correspondence received
through the mail.
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